Open Banking / Pay by Bank (UK) casinos

How deposits and withdrawals with Open Banking / Pay by Bank (UK) work at online casinos, what they cost, and which casinos in our database accept it.

By the Gambling Hero editorial team · Checked October 24, 2026

Short answer

Open banking payments, often labelled Pay by Bank, let UK players pay a casino straight from their current account without typing in card details. At checkout you choose the option, select your bank, and approve the payment in your banking app with your fingerprint, face or passcode.

How Open Banking / Pay by Bank (UK) works at casinos

A regulated payment initiation provider connects the casino to your bank, and the money moves instantly over the Faster Payments system. Open banking has grown at British casinos since credit cards were banned for gambling, because it is fast, cheap for merchants and only uses money already in the account. Withdrawals are usually paid back by bank transfer and often arrive the same day once approved. Open Banking Limited reports a lower fraud rate for these payments than for bank transfers in general. Protections are not the same as for card payments, which players should keep in mind.

Payment facts
Type	instant-banking
Company	Open Banking Limited (standards body); payments initiated by FCA-regulated payment initiation service providers
Deposit speed	instant
Withdrawal speed	minutes to same day via Faster Payments after casino approval (typical, varies)
Fees	Normally free for the payer; the merchant pays the payment provider.
Casino policy	Since the credit-card gambling ban in Great Britain, open banking has become a common deposit route at UKGC-licensed casinos. Payments run over Faster Payments and are approved in the player's banking app.
Verification	The payment is authenticated in the player's own banking app (biometrics or passcode). Operators still apply their own KYC and affordability checks.